PORTFOLIO STRESS TESTING
CRE Portfolio Stress Testing Services
A common theme in regulatory enforcement actions is CRE Portfolio Stress Testing. Regulators require banks that have concentrations in CRE to stress test their portfolio. As you know, the regulators provided little guidance on what this means and how to do this. Based on our experience with CRE portfolios and understanding of the banking regulatory environment, we are able to help banks solve the stress test mystery and apply various scenarios to shock your portfolio.
Following are several reasons to consider MountainSeed Advisors:
- Real Estate Expertise – We have seasoned real estate professionals that understand the cyclical real estate market and can apply various scenarios to your portfolio to not only show you the downside risk, but also the upside value in your portfolio.
- Market Expertise – Through our research services, we have extensive market knowledge. This market knowledge is required by regulators as part of your stress testing.
- Unique Portfolio Stratification – Our methodology on portfolio stratification provides smaller homogenous loan pools to shock, which provides more accurate stress results.
- Risk Based Approach – Our approach to stress testing is risk based, which means we are focused on the loans that could have the most significant impact to the bank.
- The Big Picture – Out stress testing doesn’t stop short of the big picture, we show you the impact of our testing on your ALLL as well as your capital levels.
NEWS
American Banker-MountainSeed Advisors
Problem-Assets Sales Heat Up as Capital Swells, Stigma Wanes For banks looking to sell nonperforming assets, pricing realitie...more >
First Mariner Bank to Raise $160M
First Mariner Bancorp CEO and chairman Edwin F. Hale Sr. will step down as part of a New York investment company&rsquo...more >
MountainSeed Advisors (NYSE:CPF)
MountainSeed Advisors Instrumental in Central Pacific Financial (NYSE:CPF) Deal Nov. 4th 2010 HONOLULU—Central Pacific ...more >
